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You are in bumper-to-bumper traffic when the person in front of you stops short and you hit them in the rear. The passenger(s) you hit have neck injuries.

A delivery man slips on an icy walkway in front of your house resulting in substantial leg and back injuries.

Your “friendly” dog feels threatened by an over-anxious youngster and bites the child’s face.

You don’t need to be a millionaire to be sued like one! These are true examples of claims that have resulted in multimillion-dollar lawsuits. Having umbrella coverage to augment your underlying policies provides you with the financial cushion to pay such claims. It is an important coverage at a reasonable cost.



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